How much do you spend to work?

How to save money at work by avoiding the plethora of expenses and by looking at your job as a business. Your job should be an extension of your responsibility as CFO of your money. It makes no sense to go to work for $100 a day if you have to dress up in $100 outfit. Or if you must have enough outfits so people don’t notice that you are wearing them more than once; who cares? You shouldn’t.

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Vacation on a very small budget

  As a teacher and father of four kids, summer vacations is something that we plan for with a lot of anticipation and look forward to. From the beginning of our marriage, traveling was a necessity because my family didn’t live in the U.S. We took a few trips down to my native country in […]

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How to fix your engine light under $10

Nothing worse than being in your car, listening to some old classic rock, thinking about how great you are doing with your freshly reviewed budget; having some flashbacks of that cheap but delicious beer or wine you drank the night before in honor of your great plan to FIRE and there comes up that damn […]

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Should teachers invest in 403B plans? Maybe…

If you are a teacher or have a teacher in your family you may know that in most cases these folks with nerves of steel have very few options to make their working time worth more; in other words, it’s not easy to get raises. The only raises teachers get are either based on years of service or additional credit hours of professional development.

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Used Items Depreciation

Thanksgiving is just hours away and you really have to hold on tight so you don’t end up giving in to all the holiday sales. Time to tame your emotions! If you have made it this far you may be able to resist the infamous “Black Friday.” Hey, I am not opposed to a good […]

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