Dec30
Mi Historia
Mi Historia Inmigré a Estados Unidos con $800 Padre de cuatro hijos, ingreso principal único durante muchos años Maestro + arrendador accidental Descubrí la independencia ...
Dec29
Good Bye 2025: Making Financial Progress When Nothing Feels Stable
What a Year It’s Been What a year it’s been. A new President is in the house, and a new set of challenges has come ...
Dec30
“Goodbye, 2024: On to $1 Million and Beyond!”
Reaching goals feel amazing and this is a big one! After thinking, imagining, visualizing and dreaming of this moment as something unattainable and maybe even ...
Aug27
The Journey Begins
The Journey Begins Thanks for joining me! “A journey of a thousand miles begins with one step” – Lao Tzu
Aug02
Achieving $954,000 Net Worth: Our Financial Journey & Summer Adventures
BY SMALL BUDGET RETIREMET ON AUGUST 16, 2024 IN FINANCIAL INDEPENDENCE, NET WORTH, NET WORTH UPDATE This post is long due!!! It is so hard for me to find the ...
Jan25
Final Numbers for 2023 and Predictions for 2024 01/25/24
BY SMALL BUDGET RETIREMET ON JANUARY 25, 2024 IN UNCATEGORIZED Here we are at the end of another year of navigating my journey to FIRE. It has been ...
Feb25
Half-Way There!!! 2022 Growth and 2023 Financial Prediction 02/25/23
BY SMALL BUDGET RETIREMET ON FEBRUARY 25, 2023 IN UNCATEGORIZED Here we go, ready for another exciting year on the path to financial independence. I usually do this ...
Nov07
How to Deal with Shitty Tenants: Always Follow your Gut Feelings 11/07/22
BY SMALL BUDGET RETIREMET ON NOVEMBER 7, 2022 IN UNCATEGORIZED First off, let me put it out there… I am not an English native speaker. I don’t blog ...
Jan23
Personal Financial Forecast 01/23/22
BY SMALL BUDGET RETIREMET ON JANUARY 23, 2022 IN FINANCIAL GOALS, FINANCIAL INDEPENDENCE, NET WORTH This is something that I recommend to everybody trying to do better financially regardless of ...
Net Worth December 2021
BY SMALL BUDGET RETIREMET ON DECEMBER 26, 2021 IN NET WORTH, NET WORTH UPDATE Here we are again at the end of another wonderful year. I have been away ...
Mid Year Net Worth Update 2021
BY SMALL BUDGET RETIREMET ON JUNE 22, 2021 IN UNCATEGORIZED It has been a whirlwind of doing and doing after our move. I estimated that by April the ...
2021 First Quarter Update
Now that the dust has settled and our move has happened successfully I finally find the time to write an update on our progress. I ...
January Net Worth Update 2021
Final Net worth update 2020 BY SMALL BUDGET RETIREMET ON JANUARY 1, 2021 IN UNCATEGORIZED It’s hard to believe that the year we never imagined coming to an ...
Final Net worth update 2020
BY SMALL BUDGET RETIREMET ON JANUARY 1, 2021 IN UNCATEGORIZED It’s hard to believe that the year we never imagined coming to an end has indeed ended… and ...
Net Worth Update October 16,2020
BY SMALL BUDGET RETIREMET ON OCTOBER 16, 2020 IN UNCATEGORIZED This is a short post and update on the Net worth. My last net worth update was in ...
Oct05
Surviving the Summer Pandemic 2020
BY SMALL BUDGET RETIREMET ON OCTOBER 5, 2020 IN UNCATEGORIZED One makes plans, life simply laughs at us.UNKNOWN. I wanted to start my post today with this quote ...
Pandemic-Proof Finances
MONTH: APRIL 2020 I went from publishing my delayed post on March 8(talking about financial goals) to this current post in the middle of a full ...
Setting Goals for 2020
BY SMALL BUDGET RETIREMET ON MARCH 8, 2020 IN FINANCIAL INDEPENDENCE, UNCATEGORIZED A bit late confessing my 2020 resolutions but this has become a must for me. Setting up ...
Jan27
How to Get Out of Debt
BY SMALL BUDGET RETIREMET ON JANUARY 27, 2020 IN FINANCIAL INDEPENDENCE, UNCATEGORIZED First off, let me tell you this: You won’t find anything here that will fix your debt ...
The Biggest Financial Mistake that Can Get your Marriage and Life Derailed from the Start
BY SMALL BUDGET RETIREMET ON DECEMBER 31, 2019 IN UNCATEGORIZED One of my side hustle ideas that has helped me along the way of FI with some extra ...
Surviving my First 42 Months as an Accidental LandlordMONTH: OCTOBER 2019
BY SMALL BUDGET RETIREMET ON OCTOBER 15, 2019 IN UNCATEGORIZED The moment I dreaded for years came like a freight train this past summer. For someone who became ...
Net Worth Update August 12, 2019
BY SMALL BUDGET RETIREMET ON AUGUST 12, 2019 IN NET WORTH UPDATE We absolutely love the Great Lakes! Well, I have been away for quite some time but ...
Jun24
Why you Should Take Long Road Trips with your Spouse or Significant Other
MONTH: JUNE 2019 Why you should take long road trips with your spouse or significant other BY SMALL BUDGET RETIREMET ON JUNE 24, 2019 IN UNCATEGORIZED If you have ...
Illegal immigration: A National Sham
BY SMALL BUDGET RETIREMET ON MAY 26, 2019 IN UNCATEGORIZED Alright. This will probably be my most political post ever. Although my intention is not to get into ...
7 Things you Can Do to Become Handy and Save Thousands of Dollars
BY SMALL BUDGET RETIREMET ON APRIL 25, 2019 IN UNCATEGORIZED Has it ever happened to you that you are about to come out of a month victorious, with ...
2019 Financial Goals and Resolutions
BY SMALL BUDGET RETIREMET ON JANUARY 8, 2019 IN UNCATEGORIZED This is a great milestone for our family and we definitely feel like celebrating!!! The beginning of ...
How Much Do I Spend to Work?
How much do you spend to work? BY SMALL BUDGET RETIREMET ON DECEMBER 13, 2018 One of the expenses that many times go unnoticed is what we ...
Should I buy a brand-new car or a new-used car?
BY SMALL BUDGET RETIREMET ON DECEMBER 5, 2018 IN UNCATEGORIZED Ohh cars! You gotta love them. How not to? They are such an art! They are designed with ...
Vacations on Very Small Budget
One of our favorite places to hang out. This post was originally posted in Nov 2018. As a teacher and father of four kids, summer ...
How to Fix your Car for under $10 11/28/2018
BY SMALL BUDGET RETIREMET ON NOVEMBER 28, 2018 IN UNCATEGORIZED Fixing my engine light while waiting at the traffic light. Nothing worse than being in your car, listening ...
Should teachers invest in 403B plans? Maybe…
BY SMALL BUDGET RETIREMET ON NOVEMBER 26, 2018 IN UNCATEGORIZED Maybe you are investing in your 403B plan at the same time you are financing a retirement plan ...
Should teachers invest in 403B plans? Maybe…
BY SMALL BUDGET RETIREMET ON NOVEMBER 26, 2018 IN UNCATEGORIZED Maybe you are investing in your 403B plan at the same time you are financing a retirement plan ...
Used Items Depreciation
BY SMALL BUDGET RETIREMET ON NOVEMBER 21, 2018 IN UNCATEGORIZED Thanksgiving is just hours away and you really have to hold on tight so you don’t end up ...
Making extra cash with a side business or hustle
BY SMALL BUDGET RETIREMET ON NOVEMBER 19, 2018 IN UNCATEGORIZED When thinking about retirement one of the key points is finding a way to increase your savings. You ...
Stop paying for commercials on TV!!!
BY SMALL BUDGET RETIREMET ON NOVEMBER 18, 2018 IN UNCATEGORIZED Advertising on TV is crazy expensive, which makes it a very exclusive marketing tool for businesses to reach ...
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About me
I am probably the least expected person to reach financial independence. Not only did I come from a different country to the U.S. but I came with very little; just $800. I started a family before my FI journey. My wife stayed home. It took us only 7 years to get to a position where money is not a concern anymore.
Through this website I share my journey from beginning to end, plus some opinions and a lot of strategies; everything that helped me build a solid financial future.
I like connecting and helping others find their path to financial success.
I don’t sell fancy programs and schemes that promise making you rich in a few days or a few financial moves with Crypto or stock options.
But I can teach anybody how to carve your own path to a solid financial success regardless of your current situation; one step at a time.